International money transfer


Zero fees.

Send money to friends and family in 12+ countries

Enter your phone number to download

See our rates

Enter your phone number to download

Exchange rate 1 USD = 0 NGN
Transfer fees Free Forever
Estimated arrival Instant

Transfer to friends and family in over 12+ countries

Create accounts in multiple currencies, with more on the way!

Nigeria
Ghana
Kenya
United Kingdom
United States
We care about how
you move your money
  • Zero fee transfer

    Zero fee transfer

    To anyone, anywhere in the world
  • Receive and send money to 
friends with phone numbers.

    Receive and send money to friends with phone numbers.

    Peer to peer payments
  • Competitive rates

    Competitive rates

    Fair and low exchange rates you can trust
  • Instant notifications

    Instant notifications

    We keep you in the loop. Cha-ching!

Secure and fast payment
send money in minutes

Create an account

1. Create an account

Create a LemFi account and verify your identity to protect and secure your account.
Choose a currency to send to

2. Choose a currency to send to

Instant alerts when you spend with your debit card
Tell us where to send the money

3. Tell us where to send the money

Fair and low exchange rates you can trust
Confirm Details

4. Confirm Details

Fair and low exchange rates you can trust
Supported payment services

& over 100 banks
accross Africa

How we compare!

LemFiSend waveRemitlyWestern UnionWorld RemitWise
Signup fee

No

No

No

No

No

No

Transaction fee

No

Destination-specific

Destination-specific

Yes

Destination-specific

Yes

Exchange fee

No

Yes

Yes

Yes

Yes

Mid-market rates

Signup feeTransaction feeExchange fee
LemFi

No

No

No

Send wave

No

Destination-specific

Yes

Remitly

No

Destination-specific

Yes

Western Union

No

Yes

Yes

World Remit

No

Destination-specific

Yes

Wise

No

Yes

Mid-market rates

Got questions?

Some of most frequently asked questions.

Is LemFi a bank?

LemFi is a financial technology company and is not a bank. RightCard Payment Services Limited is registered with the Financial Conduct Authority. In Canada, LemFi is registered and regularised by the Financial Transactions and Report Analysis Centre of Canada.

Where is LemFi available?

How does LemFi work?