International money transfer
Zero fees.
Send money to friends and family in 12+ countries
USD
NGNOpen accounts in 5 currencies, more coming soon!
you move your money
Zero fee transfer
To anyone, anywhere in the world
Receive and send money to friends with phone numbers.
Peer to peer payments
The best rates
Fair and low exchange rates you can trust
Instant notifications
We keep you in the loop. Cha-ching!
send money in minutes
1. Create an account
Create a Lemonade Finance account and verify your identity to protect and secure your account.2. Choose a currency to send to
Instant alerts when you spend with your debit card
3. Tell us where to send the money
Fair and low exchange rates you can trust4. Confirm Details
Fair and low exchange rates you can trust
accross Africa
How we compare!
 |  |  |  |  |  | |
|---|---|---|---|---|---|---|
| Signup fee | No | No | No | No | No | No |
| Transaction fee | No | Destination-specific | Destination-specific | Yes | Destination-specific | Yes |
| Exchange fee | No | Yes | Yes | Yes | Yes | Mid-market rates |
| Signup fee | Transaction fee | Exchange fee | |
|---|---|---|---|
| No | No | No |
| No | Destination-specific | Yes |
| No | Destination-specific | Yes |
| No | Yes | Yes |
| No | Destination-specific | Yes |
| No | Yes | Mid-market rates |
Got questions?
Some of most frequently asked questions.
Is LemFi a bank?
LemFi is a financial technology company and is not a bank. Lemonade Technology Limited (No. 935815) is registered with the Financial Conduct Authority. In Canada, LemFi is registered and regularised by the Financial Transactions and Report Analysis Centre of Canada.
Where is LemFi available?
How does LemFi work?
See for yourself how easy it is to be in control of your financial life with LemFi.
