Boosted Rate Campaign For US Senders to Nigeria New Senders

Terms and Conditions for LemFi's "New Senders: US to Nigeria Boosted Rate" Campaign – March 2026

These terms and conditions apply to all Participants involved in the New Senders: US to Nigeria Boosted Rate Campaign.

By participating in the LemFi New Senders: Boosted Rate Campaign, you agree to the following Terms and Conditions. LemFi may at any time and at its sole discretion, terminate, cancel, suspend, withdraw or modify the campaign or these terms without prior notice. Please refer to the definitions below for clarification as to the meaning of various words and phrases under LemFi Terms and Conditions.

Definitions: (Key Terms)

Program/Promotion: The New Senders: Boosted Rate Campaign is open to new users who join LemFi from the United States between March 11, 2026, and March 25, 2026.

Reward: Eligible Participants will receive a boosted rate of ₦10 per $1 sent on every transfer from the United States to Nigeria during the campaign period. The boosted rate is applied to the amount received by the recipient in Nigeria (i.e., the recipient gets an additional ₦10 for every $1 sent, on top of the standard exchange rate).

Promotion Period: The campaign begins on Wednesday, March 11, 2026, and ends on Wednesday, March 25, 2026, at 11:59 PM EST, or until LemFi terminates, withdraws, suspends, or modifies it.

Participant: The campaign is open to new LemFi users who create and fully verify their account in the United States between March 11, 2026, and March 25, 2026.

Valid LemFi Account: Participants must reside in the United States, have a fully verified LemFi account, and comply with all of LemFi's standard terms of service applicable to the US region (including applicable state money transmitter regulations).

1. LemFi Campaign Period

You may participate in this campaign by joining LemFi and making transfers between Wednesday, March 11, 2026, and Wednesday, March 25, 2026, until 11:59 PM EST (or equivalent), or until LemFi terminates, withdraws, suspends, or modifies it.

2. Eligibility to Participate

• This campaign is open to new LemFi users aged 18 years and above who join during the Promotion Period.
• Participants must reside in the United States, complete full account verification, and comply with all of LemFi's standard terms of service applicable to the US region.

The following individuals are not eligible to participate:

• Employees, contractors, and affiliates of LemFi.
• LemFi brand ambassadors, influencers, and any individuals running paid promotional campaigns on behalf of LemFi.
• Existing LemFi users (i.e., those who joined before March 11, 2026).

This campaign is open only to new LemFi customers who receive the official communication from LemFi (including in-app banners or notifications promoting this offer) upon joining or during the Promotion Period.

3. Reward

New senders from the United States will receive a boosted rate of ₦10 per $1 sent on every transfer to Nigeria during the campaign period. This means the recipient in Nigeria will receive an additional ₦10 for every $1 sent (beyond the standard exchange rate applied by LemFi at the time of transfer).

The boosted rate applies to all qualifying transfers made by the Participant during the Promotion Period.

4. How to Receive the Reward

• Join LemFi as a new user in the United States and fully verify your account between March 11, 2026, and March 25, 2026.
• Make a transfer from the United States to Nigeria using your Valid LemFi Account during the Promotion Period.
• The boosted rate of ₦10 per $1 will be automatically applied to all successful transfers to Nigeria within the Promotion Period.
• No additional action is required beyond joining, verifying, and completing your transfers.

5. Restrictions Applicable to the Reward

• This promotion is only applicable to transfers from the United States to Nigeria.
• The boosted rate applies to all transfers made by the Participant during the Promotion Period.
• New US-based senders who join and make transfers to Nigeria within the qualifying period will receive the boosted rate on every transfer during the campaign.
• The reward is non-transferable, non-exchangeable, and cannot be redeemed for cash or any other form of compensation.
• All transfers are subject to LemFi's standard verification, compliance, and transfer limits in the US.

6. Receiving and Using the Reward

LemFi reserves the right to limit, cancel, delay, revoke, or withhold this offer if LemFi determines, in its sole discretion, that a Participant has violated these Terms, the LemFi User Agreement, or has acted in a fraudulent or abusive manner, or if LemFi restricts or closes their Valid Account pursuant to the LemFi User Agreement.

The boosted rate is applied directly to the recipient's amount in Nigeria at the time of each qualifying transfer and cannot be accrued or carried over beyond the Promotion Period.

7. LIMITATION OF LIABILITY

7.1. To the fullest extent permitted by law in the applicable jurisdictions, in no event shall LemFi be liable to you or any third party for any damages arising from your participation in this campaign, including but not limited to special, indirect, incidental, punitive and/or consequential damages, even if we have been advised of the possibility of such damages.

8. OTHER TERMS AND CONDITIONS

8.1. We reserve the right to amend or terminate this campaign at any time without notice. Resolution of all questions or disputes regarding eligibility for the campaign, application of the boosted rate, or your compliance with these Terms & Conditions shall be subject to our reasonable interpretation.

8.2. If a Participant breaches the User Agreement or is in violation of any law, statute or governmental regulation (including US federal or state money transmission laws), we will have the right to suspend or terminate the account under the User Agreement or void the reward.

8.3. Any questions or complaints regarding the campaign can be addressed to our Customer Service Team: support@lemfi.com

9. GOVERNING LAW

This campaign is subject to the laws of the State of New York (or the applicable US state law governing the Participant's account and LemFi's services), without regard to conflict of law principles, to which the user and LemFi shall submit in respect of any claims or disputes. Where applicable, federal US laws may also apply.