Save and earn

Instant Access Savings Account: Earn up to a boosted 5.00% AER on savings for 6 months. T&Cs apply.1

FSCS protected, held with ClearBank

Savings

£1,000

5.00% AER
Add Money
Withdraw
Info
EARNINGS
£0.00This month
SAVINGS
£1,000This month
Download app
  • 4.5 ★ Rated Excellent on Trustpilot*
  • 200K Apple App store and Google Play reviews
  • 4.8 ★ In average on App Store & Google Play

Grow your savings

  • Download LemFi now
15.00% AER (Tracker). Comprised of an underlying standard rate of 3.04% AER (3.00% gross, which tracks 0.75% under the Bank of England base rate), plus a 1.96% AER boost applied for 6 months from the day you open the account. For more information see the Instant Access Summary Box. To be eligible for the Boosted Instant Access Savings Account Promotional Rate you can be a new or existing LemFi customer. A new customer is defined as someone who has never previously opened a LemFi Instant Access Savings Account. If you already hold a LemFi Instant Access Savings Account on an earlier rate, you can move to the boosted rate in the app.

How it works

Open the LemFi App

1. Open the LemFi App

Find the Savings feature in the Services section of your LemFi app dashboard.

Create your Savings Pot

2. Create your Savings Pot

No long forms or waiting periods, just instant access to a boosted 5.00% AER for 6 months, then 3.04% tracker. See T&Cs

Add money

3. Add money

Fund your savings from your GBP balance or directly from your bank account. Start earning interest from just £1.

1. Open the LemFi App

Find the Savings feature in the Services section of your LemFi app dashboard.

1. Open the LemFi App

Find the Savings feature in the Services section of your LemFi app dashboard.

Download LemFi

All the things to love

LemFi Savings

  • Download LemFi now
LemFi customer story
People in Motion

On savings

Covered by FSCS

Eligible deposits held in the LemFi Instant Access Savings Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (FSCS) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other products/services with ClearBank, these will be aggregated.

To find out more and to check your eligibility please visit fscs.org.uk/about-us/

How FSCS protects your money

FAQs

The stuff people ask us.

LemFi Instant Access Savings Account is currently available exclusively in the United Kingdom in GBP for personal accounts to all customers, whether new or existing, without any fees for opening or managing these accounts. Please note that LemFi does not offer joint accounts at this time. If you are a new customer, you will need to provide sufficient personal information, including your name, address, date of birth, and a valid identity document.

Open the LemFi app, create your Savings Pot, and add money from your balance or bank to start earning interest from just £1.

You are 18 years or older • You’re a resident of the country where your LemFi account is registered and also hold tax residency there. • If you are applying for a savings product in the United Kingdom, you must be a tax resident of the United Kingdom (excluding the Channel Islands). • You need to have a valid identity document

There’s no fixed minimum or maximum for each deposit, but your savings account lets you hold between £1 and £250,000. Keep in mind that deposits go through your LemFi currency account, which may have its own transaction limits. For more information, visit our Savings T&Cs.

Need more help?